Learn about the recently enacted credit card reform legislation and know your rights as a credit cardholder.
The Credit Cardholder’s Bill of Rights
New Rules On Credit Disputes Go Into Effect This Summer
New rules that change the credit dispute process for consumers will go into effect in July.
New Credit Score Laws Introduced to Congress
A new bill introduced in Congress may give consumers access to free credit scores.
Free Credit Reports No Longer Free
Is it time for FreeCreditReport.com to change its name to OneDollarCreditReport.com? Read on.
Employment Credit Checks Put Into Question
Does a credit score indicate whether someone will be a good employee? According to lawmakers, the answer is no.
Canceling Credit Cards
Should you cancel a credit card account? There are some important things to consider first.
What’s In Your Credit Report?
Consumer reporting companies collect four basic types of information that appear in your credit report.
Credit Score and Mortgage Rates
Don’t count yourself out of a home loan just because you have poor credit. Your credit score is not the only factor in determining whether you qualify.
What is a FICO score?
If you are serious about repairing your score, it is important to know and understand the FICO score. A FICO score ranges from 300 to 850, with 700 to 850 being best scores.
Identity Theft and Your Credit
Identity theft is a booming industry for hackers. There countless ways that identities are stolen and it is very important to know how to protect your credit.
